If you've got one of these, then you need to use it TODAY! From tomorrow you won't be able to use them in shops as the Bank Of England decided to withdraw the 'Elgar' £20 note after 30th June 2010.
If you do have any don't worry, after today most banks, building societies will exchange them at their discretion. It's thought that there are still £1.5billion worth of these notes in circulation.
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